Benefit Consulting

All benefits aren't created equal

Investment Advisory: Truvium provides expertise that looks at your company’s whole financial picture, analyzes benefits packages, identifies risks, and provides exceptional value.

In today’s business environment, benefits are mixed-bag. They can be two-edged swords that can benefit employees and build loyalty, or lead your company down a slippery slope of costs that aren’t understood until it’s too late. We have a better idea.

From retirement to pensions, 401Ks to health savings accounts, key employee plans that retain your best to insurance and assorted perks that set you apart, expertise that looks at the whole picture, analyzes benefits, understands risks, and provides uncommon value.

Properly identified, understood and administered, benefits play an important role in smart, and financially sound HR strategy.

Business Succession Planning

Smooth transitions for the next stage

Guidance to benefits that make sense: In today’s business environment, benefits are mixed-bag. They can be two-edged swords that can benefit employees and build loyalty, or lead your company down a slippery slope of costs that aren’t understood until it’s too late. We have a better idea.

From retirement to pensions, 401Ks to health savings accounts, key employee plans that retain your best to insurance and assorted perks that set you apart, expertise that looks at the whole picture, analyzes benefits, understands risks, and provides uncommon value.

Properly identified, understood and administered, benefits play an important role in smart, and financially sound HR strategy.

A powerful tool to build your business

Get ROI from key employees

Make the Most of Your Human Capital. One of the most accessible means of motivating and retaining top executives is how a business chooses to compensate them. Methodology varies widely, and this provides you both the flexibility and creativity to help you compete better, and compete smarter, too.

Customized to your advantage. As examples, compensation today can be a customized mix of salary, bonuses, stock options and perks. Intelligently constructed packages help to attract and retain top talent, and can reflect both short and long-term objectives.

Understand costs and impact. All choices have consequences, and we’ll look at costs so that you understand them fully and make the best decisions. From taxes to benefits, we’ll examine executive compensation options that reflect your corporate culture to achieve desired results with true costs fully understood.

HOLISTIC FINANCIAL PLANNING WEALTH BUILDING & STRATEGIES

Holistic Financial Planning is more than looking at the Big Picture. It’s understanding all of the moving parts and coordinating activity. Like a Financial Point Guard, Truvium Macro-Managers get everyone on the same page so you can focus on enjoying your life. Financial representatives and attorneys, CPAs and Insurance Brokers and more – working together, not at cross-purposes however well-intended. Everyone working for you. It’s common sense.

BUSINESS SUCCESSION

What it takes to plan for orderly transition when the future is often uncertain but the stakes couldn’t be higher..

BUY - SELL PLANNING

The simple fact is planning ahead eliminates crisis down the road, by controlling costs and avoiding confusion..

INSURANCE PLANNING

There’s a lot to protect and we ensure it by helping make the best decisions for your company, employees and the bottom line.

CAFETERIA PLANS

When does it make sense and when is it something to avoid. We’ll explore the pros and cons that benefit your company and employees.

DEFERRED COMPENSATION PLANS

We’ll examine the impact in every way, from the balance sheet to tax consequences, to keep your company healthy and competitive.

DENTAL COVERAGE

An attractive benefit that employees appreciate, says a lot about your culture, can boost retention and, if handled properly, can be a real value.

EMPLOYEE FRINGE BENEFITS

When does it make sense and when is it something to avoid. We’ll explore the pros and cons that benefit your company and employees.

EXECUTIVE BONUS PLANS

The right plans can be priceless business development tools that spur key executives to greater heights of productivity and builds loyalty.

EXECUTIVE BUY UP PROGRAMS

Strategically advantageous but varying widely, we ensure you understand all aspects and choose – or decline – what’s in your best interest.

FLEXIBLE SAVINGS ACCOUNTS

Perks that benefit employees that can also benefit your bottom line are welcome additions if your understand them – we do.

HEALTH SAVINGS ACCOUNTS

Trendy, fashionable and attractive to employees but anything but straightforward to create and administer. We’ll help do it right.

KEY EMPLOYEE PLANNING

Often overlooked but not by us, we understand the enormous benefits and advantages to your company and show you how to best leverage them.

LIFE INSURANCE

What’s enough and what’s too much? When does it make sense? And if it does, how to buy with real value for your investment.

MEDICAL REIMBURSEMENT ACCOUNTS

In this new ages of health care, little is what it seems. We’ll help you navigate the maze and get return on your investment.

RETIREMENT PLANS/401K

At the top of every employees list and one of our greatest strengths. From design to admin, we’ll guide you to the best outcome for all.

PENSION PLANS

The world has changed and pension plan options have changed with it. We’ll explore the costs and benefits to determine if it makes makes sense and how to implement an effective pension plan strategy.

SHORT TERM DISABILITY

A forward thinking approach that protects your employees and drives performance can prevent events out of your control from jeopardizing the future.

SPLIT-DOLLAR PLANS

We help define the true costs, advantages and potential risks, to offer the right plans, at the right time, to the right people, for the right reasons.

Learn the economic principles wealthy families have used for generations

We’ve changed the conversation about money to provide clarity, coordinated planning and to systematically empower wealth building. We ask the right questions to learn about you and where you want to go. How we get there sets us apart.

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